Our Low Rate Guarantee

We will beat any mortgage lender's annual percentage rate when you purchase a home using our preferred Realtor, mortgage company and title company!

  ~ Guaranteed ~

or we will pay you $500

 Terms of our low rate guarantee:
Applicant must apply for a mortgage with us to purchase a primary home. Once your loan has been conditionally approved, you are eligible for the low APR guarantee as long as your interest rate is not locked in.Applicants who have already locked in their rate with us are no longer eligible for the $500 payment.

You must use us as your Realtor, mortgage and title company.

If you find a better rate, provide us with a completed good faith estimate from the competing lender, listing lender's name, and dated the same day as our rate quote. We must be able to verify the accuracy of the competitor's rates and fees. Competing lender must have calculated their APR correctly.

On the day we receive the competing offer we will attempt to beat the competitor's quote for the same loan program. If we do beat the quote you must lock your rate with us that day.

If we are unable to beat the competitor's quote, we will pay you $500 when you close the loan with that lender and provide us with a copy of your final settlement statement and signed note.

We must offer the competing product. Low rate guarantee is on conforming loans only.

We must offer the program being compared. Private lenders and builder incentives not included.