We use many Title Companies for your title insurance needs.  Using a variety of companies allows us to keep each company competitive .

Title insurance provides the valuable protection you need when you purchase a home. Title insurance guarantees that no one else can claim your new property. The property transfers to you with a clear title, something that is necessary for any lender to lend you money to buy the property. It also provides you with piece of mind. Without title insurance you could run into problems such as debts a previous owner put on the property, liens that a mechanic has against the property for work done prior to you purchasing the home, and many other problems that could "cloud" the title. Title insurance means that the lender can be reassured of its loan, and you can be reassured of your purchase.

Cost of Title Insurance

Title insurance is purchased upfront, when you buy your home. A standard title policy is usually paid for by the seller of the home. This allows the seller to guarantee the buyer that the property is transferring with a clear title. The buyer usually pays for extended coverage which protects the lender from certain claims against the property. For the cost of a single, upfront premium, title insurance protects the property owner against loss resulting from any title defects to the property covered in the policy for as long as the property is owned. The upfront premium varies based on the sales price and loan amount of the property.